Business Finance
Pay suppliers before your customer pays you.
Fund confirmed orders and supplier deposits from £50,000 to £5m.
- Facility range
- £50,000 to £5m
- Cycle
- 30 to 180 day cycles
- Coverage
- Import, export and domestic
- Security
- Usually security-light
What it is
Trade finance funds the gap between paying a supplier deposit and your customer settling the invoice. It covers letters of credit, purchase order funding and stock finance, and it usually requires a firm purchase order or contract rather than a forecast.
It commonly stacks with invoice finance to cover the full trading cycle: trade finance pays the supplier, invoice finance releases cash once you have invoiced the customer. This suits importers with confirmed orders they cannot fund from cash alone, including those buying from suppliers in Asia, Europe or the US through letters of credit and documentary collections.
Who it suits
- Importers with a confirmed order they cannot fund from cash
- Wholesalers needing to pay a supplier deposit before goods ship
- Businesses using letters of credit with an overseas supplier
- Companies whose trading cycle needs both a supplier facility and an invoice facility
Start an enquiry
Tell us what you need to fund.
How it works with us
01
We look at the purchase order or contract and the supplier terms
02
We structure the right instrument: letter of credit, purchase order funding or stock finance
03
Terms return within 24 hours, sized against the confirmed order
04
Funds release to the supplier, and the facility is repaid as the customer settles
Questions
Related products
You might also need.
Invoice Finance
Release cash tied up in unpaid invoices, confidentially if required.
Up to 90% of invoice value
Business Loans
Unsecured and secured lending against turnover and bank conduct.
£25,000 to £5m
Asset Finance
Hire purchase, leasing and refinance on plant, vehicles and machinery.
£5,000 to £10m
Or see the full range of commercial finance we arrange.
