Skip to content
Howes Commercial Finance
Aerial view of a mixed industrial estate at dawn.

Finance for businesses that need it to happen now.

How we work

We work across a panel of over 165 UK lenders, so one enquiry reaches the whole market rather than a single bank's appetite. That means we can place a deal your own bank has already turned down, and we can compare terms from several lenders before you commit to any one of them.

You deal with one point of contact throughout. Paul takes the enquiry, places it, and negotiates the terms, so you are not passed between departments or re-explaining the deal to someone new each time you call. Indicative terms come back within 24 hours of a proper conversation about the numbers.

A fee is payable on completion and never up front. If a deal does not complete, you owe nothing. We will also tell you when your own bank is the cheaper route. That costs us a fee, and we say it anyway, because the alternative is a client who does not come back.

How an enquiry becomes a facility

01

Conversation

We take the numbers and what the funding is for.

02

Terms

Indicative terms return within 24 hours.

03

Lender selection

You choose the offer. We deal with the lender directly.

04

Drawdown

Funds release once the lender's conditions are met.

Get in touch

Tell us what you need to fund.

Send enquiry