Business Finance
Business loans from £25,000 to £5m.
Unsecured on strong trading, secured or second charge beyond that, with terms in 24 hours.
- Facility range
- £25,000 to £5m
- Term
- 3 months to 6 years
- Speed
- Terms in 24 hours
- Security
- Unsecured or secured
What it is
A business loan is a lump sum advanced against your trading performance, repaid in fixed instalments over an agreed term. Unsecured facilities run to around £500,000 on strong trading, with no charge over property required.
Beyond that, or where trading alone will not carry the amount, we structure secured or second charge lending. A first or second charge over an investment property or a main residence, taken for a genuine business purpose, is a route most owners do not know exists, and it often unlocks a lower rate and a longer term than an unsecured facility would allow.
Finance raised must be for business purposes. Borrowing through a business to clear personal debt is a regulated activity and is not something we arrange.
Who it suits
- Businesses buying stock ahead of a seasonal peak
- Owners consolidating existing borrowing onto one facility
- Companies funding a hire or a fit out before revenue lands
- Directors with an investment property willing to secure a larger facility at a lower rate
Start an enquiry
Tell us what you need to fund.
How it works with us
01
We take your numbers: turnover, bank conduct, and what the facility is for
02
We place the enquiry across the panel and return indicative terms within 24 hours
03
You choose the offer. We handle the paperwork with the lender directly
04
Funds are typically drawn in 3 to 10 working days once bank statements and management figures are in
Questions
Related products
You might also need.
Merchant Cash Advance
An advance repaid as a share of daily card takings.
£5,000 to £500,000
Invoice Finance
Release cash tied up in unpaid invoices, confidentially if required.
Up to 90% of invoice value
Asset Finance
Hire purchase, leasing and refinance on plant, vehicles and machinery.
£5,000 to £10m
Or see the full range of commercial finance we arrange.
